ADB Provides $50 Million to Cambodia to Strengthen Financial Stability and Digital Infrastructure

PHNOM PENH, Cambodia – The Asian Development Bank (ADB) has approved a program approach and a policy-based loan of $50 million to strengthen Cambodia’s financial sector. This financing focuses on both banking and non-banking institutions, as well as enhancing the sustainability of the country’s digital financial infrastructure.

According to an ADB announcement on November 24, 2025, the Inclusive and Sustainable Finance Development Program aims to elevate the capacity, stability, and operational performance of the financial sector. This is intended to promote inclusive and resilient economic growth in Cambodia.

Mr. Anthony Gill, ADB’s Acting Country Director for Cambodia, stated, “Cambodia’s journey toward inclusive and sustainable growth is rooted in the country’s vision to become an upper-middle-income country by 2030 and a high-income country by 2050. Through investment in this program, the ADB continues to support Cambodia in strengthening the capacity, stability, and operational performance of the country’s dynamic and inclusive financial sector.”

The announcement noted that the country’s financial sector still faces challenges, including regulatory frameworks that are not yet fully developed, low financial literacy, and a high reliance on foreign currencies.

The ADB’s support program focuses on strengthening policy reforms aimed at improving financial stability. Key reforms include bolstering the central bank’s supervisory capacity, developing a more diversified range of financial products, and reducing risks associated with high private debt and dollarization. Furthermore, the program will encourage the adoption of digital technologies, increase the stability of key financial institutions, and promote sustainable financial practices.

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